Charlton News

Peter Cooper Jr.

The big business development that was being planned for the center of town on Rte. 20, and went through 8 months of getting Planning Board approval, is now kaput. They have no intention of moving forward with the project, didn’t file the paperwork they needed to after approval, and so the Planning Board will be revoking their permit.

Last week’s Charlton Villager (7.3MB PDF, page 3) reports that David Singer (2006 State Rep. candidate and current Charlton Town Moderator) is running against Jack Bacon for Selectman this year. If he wins, he’d resign from the Moderator post. He says that he’d appoint an Assistant Moderator to finish out his term, but that doesn’t sound correct from my understanding of Town Meeting Time and M.G.L.. However, town meetings are run by custom as much as they are by law, so it might be legit for him to do so. But I think it’d be better if there were an election or even just a Town Meeting floor vote to determine the successor. And of course, in any event, I need to decide if I want to try to run for the position.

When the company who generates a taxable event doesn’t know it

Peter Cooper Jr.

Most people who have a job pay the “FICA” or Social Security tax. This tax is 6.2% of income paid by the employee as withholding from each paycheck, and another 6.2% of income paid by the employer. But of course, this system that’s supposedly good enough for the rest of us doesn’t apply to government employees. No, they have their own program. For part-time government employees in Massachusetts, there’s a 7.5% compulsory contribution to the Massachusetts SMART Plan instead of a payment into Social Security. It’s a 457 plan, which is somewhat like a 401(k) or 403(b). Although, unlike those, there was no choice as to how to invest the money. The fund that it gets invested in is called “The Income Fund”, which is a fund that isn’t supposed to lose value, but that I can’t easily find many details on.

Tax filing coming kicking and screaming into the 21st century

Peter Cooper Jr.

Interesting developments in filing taxes this year. On the federal level, the IRS’s Free File program now has a basic just-fill-in-the-forms web filing option, without the restrictions that the “regular” Free File program has. It looks like the IRS strong-armed the tax software industry into making it for them.

In past years, I’ve used TaxACT for federal filing because they offer it completely free as long as you keep on clicking “No, I don’t want the useless deluxe version” every other screen. I may still use it, but I’m very happy that there’s an option that just emulates the paper method, but does it electronically.

Random Life Update

Peter Cooper Jr.
  • As mortgage rates have dropped significantly, I’m working on refinancing my mortgage. I find it bizarre that when staying with the same bank, they need to do an appraisal to ensure that we have a low enough loan-to-value ratio, when they’re already taking the risk of having loaned us the amount of money that we have out. In fact, by lowering the payment all the refinancing is doing is lowering their risk. And yet they have to follow their procedures. Truly bizarre. On the plus side, if the appraisal comes in at less than the tax valuation, I can bring it to the Assessor’s office and potentially lower my property taxes.
  • This weekend, I’m head judging the North East Open, with the complicated logistics of having many draft pods running at once within one event. Hopefully, it will be a fun and interesting event.

Random End-of-year Ramblings

Peter Cooper Jr.
  • I’ve been on vacation since Dec. 24, and was sick for a good chunk of that time. This caused us to miss the Mass. Academy Reunion and TJ Collectibles staff Holiday Party, amongst other events, which was very unfortunate. Being sick is not a good way to start a vacation. But I’m feeling much better now. Hopefully, the rest of the week will be much better.
  • We’re leaving this afternoon (through the snowstorm) to go to the 15th annual New Year’s celebration at my aunt & uncle’s house in the Berkshires. It’s always a fun time, although I’m not sure how the sleeping arrangements will be this year. Many of the people of my generation have gotten married over the past several years, so more and more people come every year. It ends up being the only time we see some of our relatives each year.
  • For those of you living in Massachusetts, if you haven’t done so yet this year, today would be a good opportunity to see your reports free via MA state law. The MA law lets you see a report from each bureau free once per calendar year (unlike the federal law), so you really don’t have anything to lose by getting it today, since the clock resets at midnight.
  • Speaking of midnight, there is an extra second today just before midnight UTC. While we get one 23-hour day and one 25-hour day per year due to the bizarreness of Daylight Saving Time, today we get a rare 24-hour-and-one-second day. It will be at 7:59:60 P.M. Eastern Standard Time. I’ll try to remember to note how I spent my extra second.
  • Reflecting back on 2008, the big event of course was Hannah coming along and changing everything. Pretty much everything in life centers around her now. She’s growing healthily and happily, and I’m sure she’s going to learn to crawl any week now.
  • Happy new year!

Weekend Excitement

Peter Cooper Jr.

On Friday, I woke up shortly after 5am to the sight of nothing, which was the first indication that it would be an interesting day. The power was out, of course. We got out the flashlights and I turned on a battery-powered radio to WTAG, where they were having their usual morning host reporting from his cell phone on his attempt to get to work. He was describing the work crews in front of him on Rte. 56 clearing one tree just to have another fall down. It seemed like it was worst in the Paxton, Holden, and West Boylston area. West Boylston had declared a state of emergency, and that’s where I work, so I figured it would probably be fine if I didn’t go to work. If it weren’t for that on the radio, though, I would have gone in as normal. There was no sign of anything wrong around our house, other than a rainstorm. When Hannah woke up, we went next door to my parents’ place for the company and because they have a wood stove.

Judging Update

Peter Cooper Jr.

I’ve hardly judged at all since Hannah was born, but I do enjoy it and plan to continue to do it as much as I can. I’ll be judging at a PTQ in Hartford this Saturday.

But I won’t, for instance, be judging at NY Comic Con because I don’t want to be away for home for that long.

Special Town Meeting tonight

Peter Cooper Jr.

The Charlton Board of Selectmen did in fact call another Special Town Meeting as promised, to attempt to pass the highway barn project again. I do have somewhat mixed feelings about it, as the town does need something, but the proposed project is rather expensive and would directly impact our taxes. But it may be cheaper in the long run than doing nothing and not taking good care of the millions and millions of dollars of equipment that would be stored there over the next many years. It’s certainly cheaper to do it now than it will be later when the economy recovers. I voted for it at the Oct. 28 Special Town Meeting, because their presentation convinced me. However, it was defeated 78y-52n (it needed a 2/3 majority), and so I voted against the related ballot question as it seemed too open-ended and it wasn’t clear what the consequences were if it passed. Since it did pass, and I voted for it before, it seems like I would vote for it again tonight. But I’m not sure, I guess because it’s still a lot of money.

Tip of the Day: Designing tall objects

Peter Cooper Jr.

When designing a tall object to be put in a room, and that is taller than the doorway to said room, it is important to note that while the height of the object needs to be less than the height of the room, the diagonal of the object also needs to be less than the height of the room, so that you can stand it into place.